Protection for life’s unexpected turns
Explore additional coverage categories that may complement your existing health insurance. Options, eligibility, costs and policy terms vary.
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Learn what each category generally addresses, then review the actual policy language with a licensed professional.
01 Accident coverage is designed around certain injuries resulting from covered accidents, as defined by the policy. It may be considered alongside other health coverage.
Review covered accident definitions, eligible expenses, exclusions, benefit limits and how a claim is evaluated. It does not replace comprehensive medical insurance.
02 Cancer policies may provide specified benefits related to covered diagnoses or treatments, subject to the contract. Definitions and covered services differ by policy.
Check covered diagnoses and treatment categories, waiting periods, exclusions, benefit limits and any requirements for a claim to qualify.
03 This category generally focuses on specified serious conditions named in the policy. Coverage depends on the contract’s definitions and claim requirements.
Compare the conditions listed, how each is defined, any survival or waiting periods, exclusions and the limits that apply.
04 Some policies address specified heart-related events or strokes. The event definitions, severity criteria and covered services are set by the policy.
Review how covered events are defined, claim evidence requirements, exclusions and limits; a diagnosis alone may not meet the policy definition.
05 Dental and vision plans may help with certain preventive, routine or other eligible services, subject to plan design, provider networks and policy terms.
Compare networks, covered service levels, waiting periods, deductibles, frequency rules and annual or service-specific maximums.
Important information
Descriptions on this page are general education, not a promise of coverage or benefits. Definitions, exclusions, waiting periods, limits, costs, eligibility and availability differ by insurer, state and policy. Review the complete policy and consult a licensed professional about your situation.
